Protecting our customers' information is of great importance to Oritani Bank. The following brochures and articles are provided to make you aware of recent frauds and scams to help you avoid them. Oritani Bank is committed to providing the highest level of security and privacy of your financial information.
To all Oritani Bank Customers,
Due to the recent news concerning the Equifax data breach, we at Oritani would like to offer the following information in regards to this event.
What to do if you have questions relating to the recently reported data breach at Equifax:
Oritani Bank suggests visiting the Federal Trade Commission’s website which is:
Oritani Bank is not providing the website address as a hyperlink, as it is a third party website. In order to access this site simply copy and paste the website address into your internet browser for more information, or visit our Facebook Page at:
Additional Equifax Scam Alert From the Federal Trade Commission
Equifax isn’t calling
by Lisa Weintraub Schifferle
Attorney, FTC, Division of Consumer and Business Education
Ring, ring. "This is Equifax calling to verify your account information." Stop. Don’t tell them anything. They’re not from Equifax. It’s a scam. Equifax will not call you out of the blue.
Please copy and paste the following web link for additional information.
Safe Online Banking – Online Banking, Data Security & You
FFIEC Consumer Education – Account Authentication & Online Banking
FFIEC Business Education – Risk Assessment & Layered Security
Beware of Unauthorized E-Mails
ALERT: Justice Department Urges Public Not to Respond to Fraudulent Spam E-mail
E-mail Fraud or Phishing
These are phony e-mail messages sent to you for the purpose of obtaining personal information, such as Passcodes, account numbers or tax id's. The sender designs the e-mail with logos and names of legitimate financial institutions and companies of trust to make you believe they are being sent legitimately. The text of these message portrays a sense of urgency:
Urgent Appeals – such as, your account may be closed if you fail to provide the information for verification.
Security Updates – such as, claims that the bank is updating their systems and needs to re-verify the information.
This practice is used by criminals to gain access to your identity and financial accounts.
IMPORTANT – Please be aware that:
- Oritani Bank and its affiliates, to include NYCE and MasterCard, will never ask you for your password or Passcode or personal information.
- Oritani will not communicate activation or deactivation to an accountholder or cardholder in this manner
- NYCE and our other affiliates will never initiate direct communication with our Cardholders
- NYCE will not deactivate a card without authorization and will never activate a card.
If you should ever receive a message from anyone claiming to be Oritani Bank and they ask you to provide sensitive information, please DELETE the message and contact us at once. Do not attempt to forward these messages to us or anyone else as this has been known to open the link and may freeze your computer.
» Do not share your id or passwords with anyone and choose a password that is difficult to guess
» Ensure the security features on your computer are updated.
» Always be suspicious of anyone requesting personal or sensitive information. This also applies to telephone requests.
Important Information about Telephone Fraud
Beware of Unauthorized Callers
This is when an individual calls and claims to act in an official capacity, such as a bank, police or a court official, in an attempt to get personal or financial information from you.
Credit Card-Debit Card Scam
Recently, callers have falsely portrayed themselves as a representative from Security and Fraud Department of VISA. They convince you that they are investigating a possible fraud, asking you to check for transactions. They reassure you that they will credit funds back to your account. Although they will never ask for your card number, they will ask you to verify that you are in possession of your card by reading the 3-digit number found on the back of the card. This number is a security PIN used to validate you in internet and phone transactions.
- Never give out your card, account or this security number. The security number should only be used when:
• you initiated an internet purchase over a secure site of a known merchant or payment service, or
• you initiated a call to a known merchant for a phone purchase
- If you receive such a call:
• Do not give any information
• Contact the bank or agency directly to verify or report the call. Contact numbers for credit and debit cards can be found on the back of the card or last statement.
United States Treasury Public Service Announcement Warns Americans About Phone Scams