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Savings Accounts

CalculatorsView Rates

Platinum Savings

  • Preferred rate consumer Statement Savings Account
  • $100.00 minimum deposit to open
  • Minimum to earn Annual Percentage Yield (APY) is $10,000.00
  • Interest is accrued daily, paid monthly and APY is subject to change without notice
  • Access your account via online banking at any time
  • Link with your Oritani checking account
  • Access to over 55,000 surcharge-free ATMs
  • Transaction limits apply*


Passbook Savings

  • $1.00 minimum deposit to open
  • Minimum to earn Annual Percentage Yield (APY) is $100.00
  • Interest is accrued daily, paid monthly and APY is subject to change without notice
  • No monthly service charge
  • Not eligible for electronic transactions

Statement Savings

  • $1.00 minimum deposit to open
  • Minimum to earn Annual Percentage Yield (APY) is $250.00
  • Interest is accrued daily, paid monthly and APY is subject to change without notice
  • No monthly service charge
  • Access your account via Online Banking at any time
  • Link with your Oritani checking account
  • Access to over 55,000 surcharge free ATM's
  • Transaction limits apply*

Super Passbook Savings

  • $250 minimum opening deposit
  • Minimum to earn Annual Percentage Yield (APY) is $250.00
  • Interest is accrued daily, paid monthly and APY is subject to change without notice
  • No monthly service charge
  • Not eligible for electronic transactions

SuperSaver Plus

Link our Super Saver Plus Statement Savings ccount to any active Oritani Checking account and earn premium tiered variable rates based on your daily balance.

  • $100 minimum opening deposit
  • Must be linked to any active Oritani Checking Account
  • Minimum to earn Annual Percentage Yield (APY) is $250.00
  • Interest is accrued daily, paid monthly and APY is subject to change without notice
  • No monthly service charge
  • Access your account via online banking at any time
  • Access to over 55,000 surcharge free ATMs
  • Transaction limits apply*

 

 

    IRA Savings

  • $1.00 minimum deposit to open
  • Minimum to earn Annual Percentage Yield (APY) is $250.00
  • Interest is accrued daily, paid monthly and APY is subject to change without notice
  • No monthly service charge
  • Amounts withdrawn from IRA accounts will be reported to the Internal Revenue Service as distribution and may be subject to taxation.  Also, for IRA accounts, the Internal Revenue Service imposes a 10% penalty for amounts withdrawn prior to the account owner reaching age 59-1/2.  Certain exceptions apply and other tax consequences may also apply. please consult with your own legal or tax advisor.

 *Account has transaction limitations: You may not make more than six transfers to another account or to third parties by preauthorized withdrawals (including checks), automatic, computer, or telephone per statement cycle.  If, in the course of a statement month, you exceed the number of allowable transactions, you will be charged a $10.00 fee for each item over the allowable limit.  Fees may reduce earnings. If you exceed the number of allowable transactions for three months we may close the account or require you to transfer to an appropriate account type.

 

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