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Checking Accounts

Personal Checking

TGIF Checking

"Thank Goodness It's Free!"

Non-interest-bearing account

  • No Minimum Deposit
  • No Minimum Monthly Balance Requirements
  • No Monthly Service Charges
  • Free Online Banking & BillPayer
  • Oritani ATM Card or MasterMoney Debit Card
  • Free Introductory Basic Check Order
  • Bounce Protection available
View RatesCalculators

Choice Plus Checking

  • Open with a low $100 minimum deposit
  • No monthly service charge when you choose one:
       › Direct Deposit
       › Maintain an average balance of $500 in order to avoid a $6.00 monthly service fee
  • Earn interest on balances of $1,000 or more
  • Enjoy a .25% discount on select home equity loans
  • Free Online Banking & BillPayerOritani MasterMoney Debit Card
  • Free Introductory Basic Check Order
  • Bounce Protection available
View RatesCalculators

Nifty-Fifty Checking

For customers ages 50 and older.

  • No minimum deposit requirements to open
  • No monthly service charges
  • Unlimited Check-Writing
  • Earn interest on balances of $1,000 or more
  • Free Online Banking & BillPayer
  • Enjoy .25% Rate Reduction on Select Home Equity Loans
  • Free Safe Deposit Boxes * (3 x 5 Only, 75% discount on all others)
  • Oritani MasterMoney Debit Card
  • Free Printed Checks – first 50
  • Bounce Protection available
View RatesCalculators

Optimum Gold Checking

Offers Competitive Tiered Interest Rates

  • Enjoy .25% Rate Reduction on Select Home Equity Loans
  • No Monthly Service Charges When Average Monthly Balance Maintains $10,000 or more
  • Free Online Banking & BillPayer
  • Oritani MasterMoney Gold Debit Card
  • Free Transactions at all Oritani ATM's
  • Free FastBanking Phone Service
  • Free Optimum Gold Checks
  • Free Printed Checks – first 50
  • Bounce Protection available
View RatesCalculators

NJ Consumer Checking

If you are looking for economical checking—this is it!

  • No Minimum Balance After Opening with $50
  • No Minimum Monthly Balance Requirements
  • Write up to 8 Checks a Month for a Low $3
  • Non-Interest-Bearing Account
  • Free Printed Checks – first 50
View RatesCalculators
1 Bounce Protection users incur a fee for each overdraft item, e.g. a check or ACH debit.
2 Direct deposit of a regularly reoccurring payroll or benefit check to this account.
3 A fee will be charged for transactions in excess of these limits.
4 Free printed checks are in the basic style only.
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