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Business Accounts

Taking Care of Business Checking

TCB Checking works hard for your business. With no monthly service fee or minimum balance requirement, TCB Checking is the perfect account for small to medium-sized businesses.

  • Non-Interest bearing Account
  • No Monthly Service Fee or Minimum Balance Requirement
  • Next-Day Availability
  • Unlimited Free Transactions – checks, deposits & debits
  • Monthly statements are available by mail or as e-statements and include check images
FREE
  • Business MasterCard Debit Card
  • Online Banking & Bill Payment
  • Introductory 1st order of checks

Business Checking

Business Checking accounts are non-interest bearing accounts with no per item charges and unrestricted check writing privileges.

  • Open your account with a minimum of $100
  • Maintain a minimum daily balance of $1,000 and there's no service charge
  • A $15 charge applies if your balance falls below $1,000 in any given month
  • Free Online Banking and Commercial BillPay
  • Monthly statements are available by mail or as e-statements and include check images

Business Solutions for Attorneys

Business Solutions for Accountants

Elite Business Checking Account 

The account is available as a business account. Minimum balance to open this account is $100. Minimum daily balance to begin to earn interest is $0.01.

Tiered Rate: Variable Rate Based Upon Total Balance:

 We use the daily balance method to calculate interest on your account.  This method applies a daily periodic rate to the eligible principal in the account each day.

If your account daily balance is $100,000 or more, the interest rate paid on the entire balance in your account will be 0.15% with an annual percentage yield (APY) of 0.15%. 

 If your account daily balance is greater than $0.01 but less than $100,000, the interest rate paid on the entire balance in your account will be 0.10% with an APY of 0.10%

We may change the interest rate on your account at any time

If your average monthly balance is less than $1,000 your account will be charged a $10 monthly service fee

Free Not-For-Profit Business Checking Accounts

This account provides all the features and benefits of our Business Checking account without service charges regardless of the balance. Documentation of not-for-profit status will be required at account opening.

Business Solutions for Not-for-Profits

Interest On Lawyers Trust Accounts (IOLTA)

Oritani offers an interest-bearing attorney trust account to attorneys with fiduciary responsibility over client funds. The account earns competitive interest, compounded daily – credited monthly, that is paid to the state's bar foundation.

Monthly interest earned is used to pay any monthly account maintenance charges. Excess interest earnings are transferred to the state bar foundation.

Money Market Accounts

Earn market rates and still have access to your funds! Use this account for all your banking needs, or in conjunction with an Oritani checking account.

  • Variable interest rates on tiered balances of $1,000 or more
  • The higher the tier, the higher the rate View Rates
  • Unlimited deposits and in-person withdrawals
  • 6 pre-authorized transfers per month

Trust, Escrow, & Security Deposit Accounts

For attorneys and property managers who hold client funds or rent security deposits, Oritani Bank offers Trust and Escrow Accounts. These accounts are designed to augment record-keeping and reporting, thus minimizing administrative time. You receive a simple, easy-to-read statement itemizing activity to your master account and client accounts. Oritani Bank will also provide IRS Form 1099 for each of your clients.

For more information, contact Oritani's


1 Customers must meet Oritani Bank's credit criteria to receive next day availability on deposited items. Business must be established and operating for a minimum of 12 months.
2 Free MasterCard Debit Card will be authorized and approved to qualified businesses only. Any overdrafts or payment issues will result in not offering the card.
3 Introductory checks consist of a Business Intro Package, which includes 150 checks and endorsement stamp.
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