Oritani Bank : Checking & Money Market Accounts

Choice Plus Checking

More choices!

Open with a low $100 minimum deposit
No monthly service charge when you choose one:
› Direct Deposit ²
› Maintain an average balance of $500
Earn interest on balances of $1,000 or more
Enjoy a .25% discount on select home equity loans
Free Online Banking & BillPayerOritani MasterMoney Debit Card
Free Printed Checks - first 50 ⁴
Bounce Protection available ¹

TGIF Checking
“Thank Goodness It’s Free!”

Non-interest-bearing account

No Minimum Deposit
No Minimum Monthly Balance Requirements
No Monthly Service Charges
Free Onlin Banking & BillPayer
Oritani ATM Card or MasterMoney Debit Card
Free Printed Checks - first 50 ⁴
Bounce Protection available ¹

Nifty-Fifty Checking
For customers ages 50 and older.

No minimum deposit requirements to open
No monthly service charges
Unlimited Check-Writing
Earn interest on balances of $1,000 or more
Free Online Banking & BillPayer
Enjoy .25% Rate Reduction on Select Home Equity Loans
Free Safe Deposit Boxes * (3 x 5 Only, 75% discount on all others)
Oritani MasterMoney Debit Card
Free Printed Checks - first 50 ⁴
Free No-Fee Travelers Checks
Bounce Protection available ¹

Optimum Gold Checking

Offers Competitive Tierd Interest Rates
Enjoy .25% Rate Reduction on Select Home Equity Loans
No Monthly Service Charges When Average Monthly Balance Maintains $10,000 or more
Free Online Banking & BillPayer
Oritani MasterMoney Gold Debit Card
Free Transactions at all Oritani ATM's
Free FastBanking Phone Service
Free Optimum Gold Checks
Free Printed Checks - first 50 ⁴
Bounce Protection available ¹

NJ Consumer Checking
If you are looking for economical checking—this is it!

No Minimum Balance After Opening with $50
No Minimum Monthly Balance Requirements
Write up to 8 Checks a Month for a Low $3
Non-Interest-Bearing Account
Free Printed Checks - first 50 ⁴

¹ Bounce Protection users incur a fee for each overdraft item, e.g. a check or ACH debit.
² Direct deposit of a regularly reoccurring payroll or benefit check to this account.
³ A fee will be charged for transactions in excess of these limits.
⁴ Free printed checks are in the basic style only.

Money Market Account

Earn market rates and still have access to your funds!
Use this account for all your banking needs, or in conjunction with an Oritani checking account.

Open with only a $100 minimum deposit
No monthly service charge when a $1,000 average monthly balance is maintained
Variable interest rates are paid on tiered balances of $1,000 or more—the higher the tier, the higher the rate.
Unlimited deposits and in-person withdrawals
6 pre-authorized transfers per month ³
First order of Money Market checks printed at no charge
Oritani ATM card or MasterMoney™ Debit Cards with no monthly charges
Online Banking & BillPayer
FastBanking Phone Service
Statements with check images by mail or online
Automatic transfers to other Oritani accounts
Direct Deposit
Bounce Protection available ¹